Last Updated: September 3, 2025
These Terms of Service ("Terms") govern your access to and use of The Budget Site and any related applications, and services (collectively, the "Service") provided by The Budget Site, a Washington State LLC ("we," "us," or "our").
By creating an account, accessing, or using the Service, you agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, do not use the Service.
You must be at least 18 years old and able to form a binding contract to use the Service. You may use the Service only in compliance with these Terms and all applicable laws.
You are responsible for maintaining the confidentiality of your login credentials and for any activities under your account. Notify us immediately of any unauthorized access or use.
We may suspend or terminate your account for violations of these Terms or suspected fraudulent or abusive activity.
Some features require a paid subscription. Prices, features, and terms are described at signup or within the Service and may change from time to time with notice as required by law.
Subscriptions renew automatically unless you cancel before the renewal date. You can cancel at any time in your account settings; cancellation takes effect at the end of the current billing period.
Taxes may be added as required by law. You authorize us and our payment processors to charge your payment method for all fees due.
Except where required by law, payments are nonrefundable and there are no refunds or credits for partial billing periods.
The Service provides budgeting and personal finance organization tools only. We do not provide financial, investment, legal, accounting, or tax advice. Decisions you make are your responsibility.
We do not guarantee that the Service will achieve any particular financial outcome or savings.
You may connect external financial accounts through third-party providers (e.g., open banking/aggregation services). By connecting, you authorize us and those providers to access, transmit, and use your data as needed to provide the Service.
We do not control and are not responsible for third-party services or their availability, accuracy, or security. Your use of third-party services may be subject to their own terms and privacy policies.
Data import limitations: Imported transactions and balances may be delayed, incomplete, or inaccurate due to bank/provider restrictions. You should verify important information directly with your financial institutions.
You may submit budget categories, notes, transaction memos, and other content ("User Content"). You retain ownership of your User Content.
You grant us a non-exclusive, worldwide, royalty-free license to host, store, display, and process User Content to operate, improve, and provide the Service.
You represent that you have all rights necessary to submit User Content and that your User Content does not violate any law or third-party rights.
Our collection and use of personal data is described in our Privacy Policy.
You agree that we may anonymize and aggregate data (in a way that does not identify you) for improving the Service.
You agree not to:
The Service, including software, design, and content (excluding User Content), is owned by us and protected by intellectual property laws. You may not use our trademarks, branding, or materials without our prior written permission.
If you provide feedback or suggestions, you grant us a perpetual, worldwide, irrevocable, sublicensable, royalty-free license to use it for any purpose without obligation to you.
We may label some features as alpha, beta, or preview. Such features are provided "as is," may contain bugs, and may be modified or discontinued at any time.
We may change, suspend, or discontinue any part of the Service. We will endeavor to provide prior notice of material changes where feasible.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT DATA WILL BE ACCURATE OR UP-TO-DATE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY, OR (B) $100.
You will defend, indemnify, and hold harmless The Budget Site, its affiliates, and their respective officers, directors, and employees from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your User Content, your use of the Service, or your violation of these Terms or applicable law.
You consent to receive notices and communications electronically, and agree that electronic communications satisfy any legal requirement that communications be in writing. You are responsible for maintaining current contact information.
You may not use or access the Service if you are located in a jurisdiction subject to comprehensive U.S. sanctions or are on any U.S. government restricted party list. You agree to comply with all applicable export control and sanctions laws.
The Service is not directed to children under 13. If we learn we have collected personal information from a child under 13, we will delete it.
These Terms remain in effect while you use the Service. We may suspend or terminate your access at any time with or without notice for any reason. Upon termination, provisions that by their nature should survive (e.g., ownership, disclaimers, limitations of liability, indemnification, governing law) will survive.
We may modify these Terms by posting the updated version in the Service with an updated "Last updated" date. Material changes will take effect 30 days after posting or as otherwise stated. Your continued use after changes become effective constitutes acceptance of the revised Terms.